Hi Karen,
Generally, when Saturn connects with something in your chart, he is asking you to get serious about something, or start taking responsibility for something.  If you meditate on your life, you will probably know what needs to be addressed even without the benefit of looking at your chart, and there is usually more than one thing.  Since your Saturn is in the 9th house of higher learning, it has already got you thinking about going back to school as you had said.  By July, you will probably have a firmer plan through this urge to get serious.  If you choose to ignore Saturn's urge, what often happens is that circumstances will force you to make plans.  

As an example, this happened to me when I was going through a Saturn contact.  When I procrastinated on this decision to go back to school and had all but made the decision to waitress for another year or two - bam - my boss said I was no longer needed.....just in time for me to enroll in a program that led to my steady career for 10 years.  

If you want to see for yourself how all the planets are interacting with your chart, I suggest you look at one of the free programs that allow you to advance the chart day by day.  This will give you a feel for the planetary cycles and how they affect you.  If you have any questions about this, just ask!

-Gentlescorp.