remember what krishnamurti said
karma is greater than god, it doesn't matter if u put a gem, perform a puja, do a shanti ritual etc, karma will take its toll when it has to.
all these remedies are like umbrella in rain. only for temporary protecttion to certain extent

so dont bother about them. just plan according to what stars indicate for future and be mentally prepared for it

3 types of karma
1) Past life's karma.
2)Frutification of some of the past lifes karma in this present life.
3) Karmas done in the present life.

We can only control the 3rd one but not the earlier two.
Our present horoscope reveles the past life's karma. Good deeds lead to the person getting favourables dashas in his lifetime whereas bad deeds in the past life's will lead to the person getting inauspicious dashas.

Gemstones can reduce the bad effect of bad karmas done in the past lifes.
Gemstones are more effective than mantras, yajnas, pujas.

i AGREE WITH THE FIRST TWO THIRDS OF YOUR POSTING. I DO NOT AGREE WITH THE LAST THIRD!

Mantras and penance have a lot more power than gemstones but they need to be done in a proper mindset and not selfishly or casually as most chanters seem to do!

Remember please that gemstone themselves need to be energized by mantras or else they often remain expensive metallic salts! Beautiful but frigid! Let me stop there :-)

RR

[quote="dhana yoga"]3 types of karma
1) Past life's karma.
2)Frutification of some of the past lifes karma in this present life.
3) Karmas done in the present life.

We can only control the 3rd one but not the earlier two.
Our present horoscope reveles the past life's karma. Good deeds lead to the person getting favourables dashas in his lifetime whereas bad deeds in the past life's will lead to the person getting inauspicious dashas.

Gemstones can reduce the bad effect of bad karmas done in the past lifes.
Gemstones are more effective than mantras, yajnas, pujas.[/quote]