Hey no problem! I like to help out.
I never did like the idea that this place was a school.
Because if that is true that I will never graduate because I have made just too many damn mistakes.
I have improved a lot in the last few years but before that most people agree that I was a complete and total git.
Actually they called me much worse than that I can't repeat the language they used here because I'd probably get flagged for an inappropriate use of language.
This paradigm of experiencing and furthermore learning from your experiences removes any guilt that one might have about their mistakes.
This does not mean that I do not believe in karma I just believe that karma is like gasoline in the engine. It simply provides the energy required to make things happen in the world.
The thing that is making the events happen the thing that is at the steering wheel and you might say is your own conscious mind and your own conscious thoughts and decisions that you make from moment to moment.