Can someone tell me how to calculate my Karmic debt number? I've been reading about Numerology for a long time and being on here is my first time reading about it.

theres two references in numerology to the word karmic  karmic lessons and karmic debt   the first comes from your name, missing number vibrations in your full name at birth  are known as karmic lessons

The Karmic Lessons are found by finding which numbers are missing among the letters in the full name at birth. You can have none, one, or several Karmic Lessons.

the second is karmic debt numbers 13 ,14,16 ,19  they  can show up in any area of a persons chart

The numbers that indicate a Karmic Debt are 13, 14, 16, and 19. These double-digit numbers take on great significance when they are found in the core numbers (the most important numbers including the Life Path, Expression, Heart's Desire (or Soul Urge), Personality, and Birth Day), and in the various cycles during the course of your lifetime. Each has its own unique characteristics, and its own particular difficulties.

13

Those with the 13 Karmic Debt will work very hard to accomplish any task. Obstacles stand in their way, and must be overcome time and again. One may often feel burdened and frustrated by the seeming futility of one's efforts there may be a desire to surrender to the difficulties and simply give up on the goal, believing it was impossible to attain in the first place. Some with the 13 Karmic Debt fall to laziness and negativity. But efforts are not futile, and success is well within reach. One simply must work hard, and persevere in order to reach the goal. Many highly successful people in all walks of life, including business, art, and athletics, have a 13 Karmic Debt.

The key to succeeding wit the 13 is focus. Very often, people with the 13 Karmic Debt do not concentrate or direct their energies in one specific direction, or on a single task, but scatter their energies over many projects and jobs, none of which amount to very much. A temptation wit the 13 is to take shortcuts for quick success. Too often, that easy success doesn't come, causing regret and the desire to give up. The result is a poor self-image, and the belief that one is incapable of amounting to very much.

In order to focus, you must maintain order in your life. Order is essential to success. You must maintain a schedule, keep appointments, and follow through. Keep your environment neat and under control, and never procrastinate. If you sustain a steady and consistent effort, you will realize much reward.
14

The 14 Karmic Debt arises from previous lifetimes during which human freedom has been abused. Those with a 14 Karmic Debt are forced to adapt to ever-changing circumstances and unexpected occurrences. There is an acute danger of falling victim to abuse of drugs, alcohol, and overindulgence in sensual pleasures, such as food and sex. You must put the reins on yourself. Modesty in all affairs is crucial to overcoming this Karmic Debt.

Also important is the need to maintain order in life, and to establish one's own emotional stability. you must also be willing to adapt to the unexpected occurrences of life, all the while maintaining your focus on your goals and dreams. Flexibility and adaptability are at the very core of this struggle.
Orderliness in one's immediate environment is crucial to maintaining clarity and focus. Mental and emotional stability must be attained in order to avoid being thrown about by the changing fortunes in the external environment.

But the key to the 14 Karmic Debt is commitment. Life will resemble a roller coaster ride, but it will always travel in the right direction if one's heart is set on what is true and good. Set yourself a high goal, maintain order wherever possible in your life, avoid excessive sensory indulgence, and maintain faith. Above all, do not give up on your dreams and goals.
Those with the 14 Karmic Debt will experience life to the fullest, and as long as they maintain a high dream, they will achieve success and great spiritual development.
16

The 16 Karmic Debt - wherever it shows up on the chart - means destruction of the old and birth of the new. The 16 is about the fall of the ego, and all that it has built for itself. It is a watershed, a cleansing. All that has been constructed, and all that serves to separate the person from the source of life is destroyed. Through the 16, reunion with the great spirit is accomplished.
This can be a painful process, because it usually comes after much ego inflation. This results in a struggle between the ego and the divine will. Life presents challenges to your grand plans, which can be resented and struggled against. It is a lost battle, and you will likely feel humbled in the face of the collapse that follows. This humility is the key to later success, however, because you will learn to follow the intimations of a higher reality. In the destruction of the old, a spiritual rebirth takes place with an entirely new awareness. This rebirth affects every area of your life. It is a life much the better for the fall.

Those with the 16 Karmic Debt must be careful of egotism. Very often, those with the 16 use their highly intuitive and refined intellect to look down upon others, and view the rest of the world as inferior. This causes acute alienation and loneliness. In addition, it invites retribution, for the egotist is humbled more harshly than any other.
When the 16 is in one of the core numbers, this process of destruction and rebirth is a continual cycle that actually serves to bring you into higher consciousness and closer union with the source of life.

The 16 Karmic Debt can be a path of progress and great spiritual growth if it is looked at properly. One develops great faith by placing one's life in the hands of God. Through such faith, gratitude and peace are firmly established.
19

The person with the 19 Karmic Debt will learn independence and the proper use of power. You will be forced to stand up for yourself, and often be left to stand alone. Difficulties will be faced and overcome through personal struggle.

One of the central lessons for people with the 19 Karmic Debt is that you stubbornly resist help. Much of your independence is self-imposed; you simply don't want to listen to others, or to accept the help or advice of others.
The 19 Karmic Debt can become a self imposed prison if you do not open up to the reality of interdependence, and the mutual need for love.

The most important lesson for the 19 Karmic Debt is: While you seek to stand on your own feet, you are still a human being, deeply connected with others and in need of the support, assistance, and human understanding that all people need. Those with the 19 Karmic Debt will learn the hard way that "no man is an island," and that we are, indeed, "all bits of the main!"

number 1

You need to show more initiative in your life. You must learn to be more determined. The will needs to be strengthened. You will be forced to stand up for what you believe to be right. You will need to make your own decisions. You must learn to be more independent.

Life will bring many strong willed people into your life with whom you will struggle. You will have to learn to assert yourself or be suppressed by these forceful people. This is happening so that you can learn to become more forceful and dynamic. Learn not to concern yourself too much with what others think. You may be to meek and timid. Learn to promote yourself. Work on your self-confidence, have more faith in your judgment and abilities. Overcome any tendency to procrastinate.

The effect of this Karmic Lesson is diminished if you have at least one 1 among your core numbers (Life Path, Birthday, Heart's Desire, Expression, or Personality Number).

number 2

You must learn to be more diplomatic and tactful, to stay in the background when necessary and sometimes to accomplish something without the need to be praised and rewarded. Learn to be part of a team.

You must learn to be more sensitive to other peoples' needs and feelings. You will regularly find yourself in a situation where the only road to success is through patience and attention, requiring you to work closely cooperatively with others.

The effect of this Karmic Lesson is diminished if you have at least one 2 among your core numbers (Life Path, Birthday, Hearts Desire, Expression or Personality Number).

number3

You are highly self-critical. Every time you find yourself at the center of attention, you manage to find something in your performance to be entirely inadequate or embarrassing. You have established an impossible standard of perfection as the only measure of your actions.

You need to lighten up on yourself. Realize that you have within you a critical faculty that must be contained and controlled. Otherwise, it can prevent you from doing what you truly enjoy in life.

You're too serious. Be more optimistic and cheerful, enjoy life as it was meant to be and share this joy with others.

Life will put you in situations that require imagination and communication. You will be tested in these areas. You will be forced to face the challenge.

Missing threes will often produce artists but their success requires much work and perseverance.

The effect of the Karmic Lesson is diminished if you have at least one 3 among your core numbers (Life Path, Birthday, Hearts Desire, Expression or Personality Number).

number4

You feel confusion about your life's direction. You will have to establish a methodical and disciplined approach. You need to create a foundation for your life. Otherwise, you will feel lost and tossed about by change.

You have trouble finding the work you do best. You tend to be somewhat impractical and disorganized. You look for the answers to life's problems outside yourself, rather than within. New jobs start off as The Answer, but do not have the same glamour for long. You quickly discover that the new work requires the same effort and perseverance, without the excitement you expected, which may cause you to give up too soon.

Concentration and application need to be strengthened. The effects of this Karmic Lesson are diminished if you have at least one 4 among your core numbers (Life path, Birthday, Hearts Desire, Expression or Personality Number).

number 5

You need to be more adventurous. You must overcome your fear of living. Take every opportunity to experience life: travel, see strange and exotic lands, meet new people, and have many new experiences. Broaden your vision, be more social. You must learn to embrace change. You will be required to adapt to new circumstances.

Overcome your tendency to be rigid and inflexible. Your lesson in life is to learn to have faith. You will learn to flow with life, to adapt with the changes, and grow. You will learn a great deal through experience.

The effects of this Karmic Lesson are diminished if you have at least one

5 among your core numbers (Life Path, Birthday, Hearts Desire, Expression or Personality Number).

number 6

You have a major issue with commitment and responsibility to others.

You have a hard time committing to marriage and other important personal relationships. You have to learn to show true emotion.

You may feel isolated and alone, but do not understand why. The reason is that very often you form relationships yet remain heavily guarded, putting up a show of emotion without truly communicating affection or care. This can make the bond between you and others superficial. You must learn to establish sincere relationships.

You will learn the importance of close friends and lasting relationships. You will learn to give and, when necessary, sacrifice. This is the one true way to true friendship and lasting love.

The effects of this Karmic Lesson are diminished if you have at least one

6 among your core numbers (Life Path, Birthday, Heart's Desire, and Personality Number).


number 7

You need to deepen your knowledge and talents in a specific discipline. You lack the will or determination to perfect yourself or a specific talent you possess. You must learn to be your own critic, without self condemnation, in order to bring your abilities to their full development.

You will learn not to take things at face value. A superficial understanding of important matters will prevent you from experiencing the satisfaction of your true potential.

The effects of this Karmic Lesson are diminished if you have at least one

7 among your core numbers (Life Path, Birthday, Hearts Desire, Expression and Personality Number).

number 8

You can attract a considerable amount of money and even be a good business person, but you experience major ups and downs in your financial affairs, due largely to your lack of caution in handling your resources.

You are highly independent and do not want to be told how to do things. You have great problems with authority figures. This stems from a kind of know-it-all attitude and stubborn behavior that prevents you from knowing your limits.

You will have to work at knowing how to handle money. In all likelihood, you will attract enough of it, but it has a tendency to slip through your fingers. This Karmic Lesson forces you to learn your limitations, and the limitations of your resources.

Learn to be efficient.

The effects of this Karmic Lesson are diminished if you have at least one

8 among your core numbers (Life Path, Birthday, Hearts Desire, Expression, or Personality Number).

number  9

You must learn to be more compassionate, tolerant, and understanding. You have to learn to identify with the trials of others. There will be times when you will have to sacrifice some egocentric ambition for the good of a particular project or some larger goal.

You must learn to broaden your view of life. You have to see things on a larger scale. You do not realize the enormous potential you have in influencing your own destiny and that of others. Therefore, you hold back your efforts at helping people, or furthering a particular social cause. You have an issue with commitment to community or mankind.

The effects of this Karmic Lesson are diminished if you have at least one

9 among your core numbers (Life Path, Birthday, Expression, Hearts Desire, or Personality Number).

In numerology there is a very interesting concept called the karmic
debt number.  This is based on the idea that each of us is a
spiritual being that is reincarnated again and again, and each time
we reincarnate we reach higher states of awareness.

The idea of karma evolves from the idea that during several lived
lifetimes we accumulate wisdom. We are also given gifts, which we
either use or abuse. To rectify these mistakes we might take on an
additional burden in our life to learn a lesson that we may not
have learned in another life.  In numerology this is referred to as
a karmic debt.

The numbers that are said to reveal a Karmic Debt are 13, 14, 16
and 19. These double-digit numbers are very important if they are
found in the Life Path, Soul, Personality or other numbers.  Each
type of number has its own set of difficulties and challenges.

When you are looking at your chart, you might encounter the numbers
1,4, 5 or 7. These numbers are single digits that are calculated
after adding together the aforementioned two digit numbers.

Reducing 19, 28, 37 and 46 usually arrives at the number 1.  All of these
total to 10 and then can be reduced numerological to 1.  However
not all of these numbers that add up to 10 can be considered to be
karmic. Only the 19 reduced to ten is considered to be a Karmic
Debt Number.

Karmic Debts are also found in the numbers 4, 5 and 7.  These
numbers become Karmic Debt numbers only when the 4 is found by
reducing 13 (denoted "13/4") or when the 5 is reduced from a 14 ("14/5")
or the 7 from a 16 ("16/7").

Karmic Debt Number 13

If you have a 13 preceding a 4 in your numerology reading then it
means that you are destined to work off any karma through very hard
work. Nothing is handed to you on a silver platter.

Those with this Karmic Debt Numbers may also find it hard not to
repeat their mistakes. Or they may find that the same problems in
their lives keep cropping up again and again.

Often people with this number feel burdened, and feel like all of their
efforts are futile. They may give up on any goals or refuse to
develop them in the first place.  Many with this debt become
bitter, lazy and negative.

It would be a mistake to think that having 13 as a Karmic number is
bad.  It can produce a rags to riches scenario, and gain great respect
from others due to an evident ability to supercede great odds.
The key is to maintain one's focus and persevere if you have this
number.  Establishing order and avoiding procrastinating also
hugely helps this number.

The 14 Karmic Debt number

This number comes from previous lifetimes and indicates someone who
may have abused the rights of others somehow. They may have been
abusive, cruel or even murderous.

Those who have a 14 Karmic Debt number are forced to adapt to
changing circumstances and unexpected events without warning.  They
are also prone to becoming the victims of addiction, including
alcoholism and sex addiction.

This karmic number can cause codependency and difficulty in
relationships. In fact relationships may be the bane of your
existence, as they prevent you from focusing on your goals and
dreams. Being flexible and adaptable helps avoid a lack of security.

Commitment is the big issue with the 14 Karmic Debt number. It is
important to make your life your own and not make it all about
another person.

The 16 Karmic Debt  Number

This number is all about the cleansing of the ego and the
separation of the soul from destructive influences.  This is a
painful number to have because usually the person has a great rise
and then a great fall. You may be successful for a while and then
suffer the worst case scenario.

This karmic number is about teaching people to be humble and to
accept divine will. The humility that develops as a result of this
hard fall usually serves the person well.  The collapse can be
personal, physical or financial.

Many people with this karmic debt number also have psychological
collapses.  The result is also often a "wounded healer."

If you have this number be careful not to become to egotistical or
look down at others. The karmic retributions are usually harsh.

The 19 Karmic Debt Number

This is an odd lesson. You need to learn to be more human, and that
you must interact with others. The 19 thinks they are the center of
the universe and do it all themselves.  Nothing could be further
from the truth.

An incident usually takes place that teaches people with this
number that to "rule" is truly to serve.  They learn that we are
all connected and often their karma takes the form of something
that they did coming back to haunt them.

Karma is not bad. The purpose of it is to elevate our souls, even
if it does depress us on the life plane. Knowing these numbers can
help you know just what it is that you might be going through.

Very nice post about karmic debt.

I have a 14 karmic debt number, reduced from my full name. (Fadic: 77/14/5 - Regular: (38/11)+(39/12/3)=14/5) Most of the above information certainly rings true, while there are admittedly a few areas where it does not.

I have no problems with alcohol whatsoever - I can drink all night and go to bed very late, amd wake up the following morning at 8 am. I've never been hung over. It might be due to some kind of genetic tolerance, as I'm from one of the most alcoholized nations in the world. (Which in itself could also mean that I couldn't really tell if I did have a problem - I could go for years without drinking without a problem, so I certainly don't have any cravings, but on the other hand, I can't imagine a "night out" of dancing or carousing or whatever without drinking alcohol.)

I have however had problems with drug-addiction. Not bad enough to do any irreversible harm to either myself or others, but certainly bad enough to put my life on hold and being depressed for about 5 years.

I regards to sex - probably. If I didn't feel so much shame and guilt regarding sexuality, as well as having a very disillusioned view of romantic relationships with women, I might've become a sex addict. Or maybe I wouldn't have needed to flee a loveless life and take refuge in drugs. I can't tell.

The part the rings truest however, is that part about having a high goal. I used to have a very high and quite postive goal for my personal impact on the world, and just yesterday I was asking myself "If I had everything I needed, and never again had to earn money to pay for food, bills, and the like - what would I spend my time doing? And immediately I thought of that goal and then and there decided to work for it, rationalizing that the answer to that question is really the answer to "what should I be doing with my life?"

Being the wannabe-badass that I am, I would really like to know (or see) exactly what my crimes were in previous lives. In this life, while I've admittedly murdered tens of thousands out of the sheer pleasure of pissing them off, I've at least managed to keep it in computer games.