The Great Challenge of Life by Jim Rohn
Here’s  the great challenge of life: You can have more than you’ve got because you can become  more than you are.

I  have found that income seldom will exceed your own personal development. Once in  a while income takes a lucky jump, but unless you grow out to where it is, it will  go back to where you are. Somebody once said that if you took all the money in the  world and divided it equally among everyone, it would soon be back in the same pockets.  However, you can have more because you can become more. You see, here is how the  other side of the coin reads: Unless you change how you are, you will always have  what you’ve got. The marketing plan won’t do it. It’s a good plan but it won’t work  without you. You’ve got to work it. It is the human effort that counts. If you could  send a sales manual out to recruit, wouldn’t that be lovely? The major thing that  makes the difference is what YOU do.

In  order to have more, you need to become more. The guy says, “If I had a good job,  I would really pour it on, but I have this lousy job so I just goof off.” If that  is your philosophy, you are destined to stay there. Some people say “If I had a  lot of money I would be really generous, but I don’t have much so I’m not generous.”  See, you’ve got to change that philosophy or you will never have “a lot of money.”  Unless YOU change, IT won’t change. Amazingly, however, when we throw out our blame  list and start becoming more, everything else will begin to change around us.