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tourbi
Age: 57 Zodiac: 
| Joined: 09 Jan 2008 |
| Posts: 2640 |
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Location: tourbiland, at the foot of Pikes Peak, USA
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 Posted: Thu Jun 12, 2008 3:41 pm |
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From Rags to Faith and Finally to Riches
Idelisa Cintron
We had been living in a rented home for five years after my divorce from my first husband. We had two teenagers and one toddler. Our master bedroom was a bedroom for us, a bed for the little one, and an office—all in one.
I’d had a great life financially with my prior husband, but I hadn’t been happy.
After the divorce, I received a nice settlement and a home, but in my emotional state I sold the home, spent some of the money, and invested the proceeds of almost $120,000 with a person I trusted completely.
Everything seemed fine for a year—I was getting interest checks and really thought I had made a good decision—but eventually those checks started to be returned unpaid, and then the excuses started. The government was freezing accounts because of 9/11, and the program was being changed to private members only. Investors were promised they would be able to withdraw their money, and everything would be fine.
By then, I had remarried. My husband and I wavered from hope to despair in a matter of seconds; we didn’t know what to believe. Even with all of the excuses, I still believed this woman with whom I had invested my money. The lies continued for two years.
Finally, we received a notice from the California Department of Corporation. They informed us that the investment firm was a fraudulent operation known as a Ponzi scheme, and that we had lost all of our money.
That money had been earmarked for a down payment on our future home and college money for my kids. We lost it all, and we were barely making it month to month. My heart and spirit were absolutely broken when I realized it was all gone. I had to take full responsibility for my horrible decision, and I began to lose hope. We also had to file bankruptcy. I really felt our financial lives were ruined. I asked myself, How did I get so far off course? We had to start all over again, and I was already in my early forties with two teenagers who were getting ready to go to college.
I had read The Science of Getting Rich many years ago, but I hadn’t referred to it in a very long time. However, at that moment, I realized I had lost the future security of my family, and my only hope was to pick up that book again and apply its principles religiously. My spiritual quest began again with a vengeance.
I went deep within and read and listened to anything and everything that would give me hope on a daily basis. I wrote intentions, made vision boards, and visualized everything I desired for my family and myself. I even started to take action and looked for homes that would provide us with a safe haven in a wonderful neighborhood, with great neighbors and lots of kids.
While my husband and I looked at our finances, all of the banks and brokers told us we would not be able to get the home we desired. They said we didn’t make enough money and had a bankruptcy on record. But I wouldn’t give up. I kept focused, and I kept looking for someone to help in both the spiritual and physical realm.
One day, I stumbled upon personal-development speaker Steve Pavlina’s website and discovered the “Million Dollar Experiment.” The premise was that we are all connected, and if we hold the same intention for the good of all concerned, then the intention will come true. I made the commitment and signed up for the experiment. I wrote down my intention and repeated it every chance I had.
Within twenty-four hours of making my commitment to the experiment, the miracle happened. My eighty-two-year-old father came to visit (I come from a poor family and had never asked them for money) and announced that he was going to give us $35,000! We were elated and finally felt the hope that we had lost for so long.
I started looking on Craig’s List for homes that we might be able to afford. But again, real-estate agents and mortgage brokers told us that it was impossible for us to get a home big enough for all of us. I didn’t give up and kept looking.
One evening, I checked Craig’s List again and found an ad that was very different from any others I had seen. It read, “Own a million-dollar home for $4,500 a month.” It sounded suspicious, but I was somewhat familiar with creative financing, and I decided to give the agent a call. We were very honest with him; we told him we had filed for bankruptcy and only had a small amount of money for a down payment. As it turned out, the owners of the home had purchased it as an investment, but the California market took a downward turn and the owners were ready to lose the house and their credit. The agent offered to partner with us. All we had to do was take over the loan through a trust, make a down payment of $25,000, and he would contribute the other portion of the mortgage. Because of our past experience, we consulted with an attorney, checked the background of the agent, and found that everything was legal and on the “up and up.”
I am happy to announce that we are now in our million-dollar home with a room for everyone, an office for me, a neighborhood with twenty-four boys all under the age of seven for my four-year-old son to play with, and neighbors who are absolutely wonderful. All of this happened within thirty days of making the commitment to the “Million Dollar Experiment.” This was truly a miracle!
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