How would u define Karma ad Dharma?
from what i understand:

Karma looks to the past, while dharma looks to the present and the future. Karma is like an incompletely understood lesson from the past. Till it is understood , it keeps coming back to us.
Dharma is the right spiritual path set for us to follow destined before we are born.

I've never heard of Dharma before, thanks, I'll have to look into that one.  I do totally believe in Karma though.

Well as mush as i know Dharma also is like a spritiual path & Karma is like all the good & bad things u do in the life.

If anyone remembers the movie "Laggan" the british guy's sister offers some meat to the King, he refuses it telling that he is vegetarian. Then he asks the guy to not charge taxes to the ppl this year. Then the guy says to the King that if he eat's the meat then the taxes will be wavied off, otherwise they have to pay taxes. Then the king says "Main Karam key Daghea ke liya Dharam ks dagha nahi thod sakta". Which means that to make some punya (good work) in life, he won't break his Dharma (religion) & eat meat.

yes thats right:)
karma is the deeds u have done and the effct of those deeds.
dharma is the divine path to right conduct:)
Lord Yama, the lord of death is also known for Dharma,since he works within the laws of karma and morality, regulated by divine principles.